fraile.ch · Geneva, Switzerland
Pablo
Pérez Fraile
Finance & Risk Professional
Multilingual finance professional with 5+ years across risk management, regulatory audit, and process automation.
Based in Geneva — fluent in five languages, bridging quantitative rigour with cross-border communication.
Expertise
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Financial Risk
Liquidity & credit risk, FINMA/Basel compliance, regulatory audit at EY Zurich
At EY Zurich
Conducted liquidity and credit risk regulatory reviews for major Swiss banks, ensuring FINMA and Basel compliance. Processed large datasets in Python to support TBTF reporting reviews.
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Process Automation
Power BI, Power Automate, VBA, Python — up to 40% workload reduction
At Santander Bank
Designed automated reporting tools that reduced manual workload by 40%. Built a Power Automate JIRA workflow and automated audit processes with VBA, cutting data extraction time significantly.
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Crisis & Continuity
Business continuity plans, Everbridge rollout, cross-border coordination
At Santander Bank
Led the global rollout of the Everbridge crisis management platform across 3+ business units. Coordinated war games and recovery exercises across Europe, South America and North America.
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FinTech & AI
Blockchain, DeFi, Gen AI integration, Finance & FinTech instructor
At IBERONEX
Designed and delivered advanced lectures on blockchain, DeFi and tokenization. Built an AI-enhanced reference mapping tool at EY that ensured error-free updates to the audit work plan.
Experience
Finance & FinTech Instructor
IBERONEX — Remote
2026 — Present
Financial Risk Regulatory Audit Consultant
Ernst & Young — Zurich
2025 — 2026
Crisis & Regulatory Affairs Analyst
Santander Bank — Madrid
2021 — 2025
Enterprise Risk Management Intern
Santander Bank — Madrid
2020 — 2021
Languages
Spanish Native
English Fluent
German Fluent
French Fluent
Chinese Fluent
Italian Business
Contact